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New Car Insurance Quotes
Buying a new car? We help you secure the right coverage that matches your car’s value and your lifestyle.
Insurance Renewals
Time for renewal? Don’t just stick with the same—let us compare it for you and show you better options.
Market-Wide Price Comparison
We work with all major insurers in Singapore to ensure you’re getting the best deal. No more guesswork—just real savings.
How It Works
Tell Us About Your Vehicle
Fill out a quick form with your car details and insurance needs.
We Scan the Market
We’ll source quotes from all major insurance companies and shortlist the best ones.
You Choose
Pick the plan that works best for you—whether it’s price, coverage, or perks.
We Handle the Rest
From paperwork to activation, we’ll take care of it.
Singapore Car Insurance: Which Plan Fits You Best?
| Features | Comprehensive | 3rd Party, Fire and Theft (TPFT) | 3rd Party Only (TPO) |
|---|---|---|---|
| Legal Requirement | ❌ Not required | ❌ Not required | ✅ Yes, min. legal requirement |
| Covers Injury to Others | ✅ Unlimited | ✅ Unlimited | ✅ Unlimited |
| Covers Damage to Others' Property | ✅ Yes (limit applies) | ✅ Yes (limit applies) | ✅ Yes (limit applies) |
| Covers Your Car in Accident | ✅ Yes | ❌ No | ❌ No |
| Courtesy Car / Loss of Use | ✅ Optional add-on | ⚠️ Rarely Available | ❌ Not Available |
| Fire Damage (Your Car) | ✅ Yes | ✅ Yes | ✅ Yes |
| Vandalism (Your Car) | ✅ Yes | ❌ No | ❌ No |
| Theft (Your Car) | ✅ Yes | ✅ Yes | ❌ No |
| Natural Disasters | ✅ Typically included | ❌ Not covered | ❌ Not covered |
| Medical Expenses | ✅ Usually included | ⚠️ Rare (can add-on) | ⚠️ Rare (can add-on) |
| Total Loss / Write-off Payout | ✅ Market value / new replacement | ✅ Market value | ❌ Not covered |
| Choice of Workshop | ✅ Authorised or preferred | ⚠️ Limited to insurer's authorised list | ❌ No coverage for own damage |
| Roadside Assistance | ✅ Often included | ⚠️ May be add-on | ❌ Rarely included |
| Insurance Premium | 💰 Highest | 💰 Mid-tier | 💰 Lowest |
Note: Always check the details in your specific insurance plan. This is a general guide, not financial advice.
Need help with car insurance or looking for a car?
Contact Cars And Watches@9026 7877 – We’ve got you covered from purchase to protection.
Why Customers Trust Cars and Watches
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